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Dividend Increases

Companies announcing dividend increases

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Week Ending 17 November 2018

11/18/2018

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Kearny Financial (KRNY) declares $0.05/share quarterly dividend, 25% increase from prior dividend of $0.04. Forward yield 1.55% Payable Dec. 12; for shareholders of record Nov. 28; ex-div Nov. 27.

Wabash National (WNC) declares $0.08/share quarterly dividend, 6.7% increase from prior dividend of $0.075. Forward yield 2.1% Payable Jan. 24; for shareholders of record Jan. 3; ex-div Jan. 2.

Everest Re Group (RE) declares $1.40/share quarterly dividend, 7.7% increase from prior dividend of $1.30. Forward yield 2.64% Payable Dec. 12; for shareholders of record Nov. 28; ex-div Nov. 27.

Agilent (A) declares $0.164/share quarterly dividend, 10.1% increase from prior dividend of $0.149. Forward yield 1.03% Payable Jan. 23; for shareholders of record Dec. 31; ex-div Dec. 28.

Griffon (GFF) declares $0.0725/share quarterly dividend, 3.6% increase from prior dividend of $0.07. Forward yield 2.46% Payable Dec. 20; for shareholders of record Nov. 29; ex-div Nov. 28.

Six Flags (SIX) declares $0.82/share quarterly dividend, 5% increase from prior dividend of $0.78. Forward yield 5.82% Payable Dec. 10; for shareholders of record Nov. 29; ex-div Nov. 28.

Acme United (ACU) declares $0.12/share quarterly dividend, 9.1% increase from prior dividend of $0.11. Forward yield 2.93% Payable Jan. 29; for shareholders of record Jan. 8; ex-div Jan. 7.

Lancaster Colony (LANC) declares $0.65/share quarterly dividend, 8.3% increase from prior dividend of $0.60. Forward yield 1.44% Payable Dec. 28; for shareholders of record Dec. 7; ex-div Dec. 6.

Medley Capital (MCC) declares $0.20/share quarterly dividend, 100% increase from prior dividend of $0.10. Forward yield 22.54% Payable Dec. 12; for shareholders of record Nov. 28; ex-div Nov. 27.

Royal Gold (RGLD) declares $0.265/share quarterly dividend, 6% increase from prior dividend of $0.25. Forward yield 1.49% Payable Jan. 18; for shareholders of record Jan. 4; ex-div Jan. 3.

HP (HPQ) declares $0.1602/share quarterly dividend, 15% increase from prior dividend of $0.1393. Forward yield 2.67% Payable Jan. 2; for shareholders of record Dec. 13; ex-div Dec. 12.

Aramark (ARMK) declares $0.11/share quarterly dividend, 4.8% increase from prior dividend of $0.105 Forward yield 1.27% Payable Dec. 6; for shareholders of record Nov. 26; ex-div Nov. 23.

Roper (ROP) declares $0.4625/share quarterly dividend, 12.1% increase from prior dividend of $0.4125. Forward yield 0.64% Payable Jan. 23; for shareholders of record Jan. 9; ex-div Jan. 8.

Energizer Holdings (ENR) declares $0.30/share quarterly dividend, 3.4% increase from prior dividend of $0.29. Forward yield 1.99% Payable Dec. 13; for shareholders of record Nov. 30; ex-div Nov. 29.

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Week Ending 10 November 2018

11/10/2018

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FirstEnergy (FE) declares $0.38/share quarterly dividend, 5.6% increase from prior dividend of $0.36. Forward yield 4.0% Payable March 1; for shareholders of record Feb. 7; ex-div Feb. 6.

DTE Energy (DTE) declares $0.945/share quarterly dividend, 7.1% increase from prior dividend of $0.8825.Forward yield 3.2% Payable Jan. 15; for shareholders of record Dec. 17; ex-div Dec. 14.

Assurant (AIZ) declares $0.60/share quarterly dividend, 7.1% increase from prior dividend of $0.56. Forward yield 2.32% Payable Dec. 17; for shareholders of record Nov. 26; ex-div Nov. 23.

Tennant (TNC) declares $0.22/share quarterly dividend, 4.8% increase from prior dividend of $0.21. Forward yield 1.4% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

Global Water Resources (GWRS) announces $0.02/share quarterly dividend, 1.3% increase from prior dividend of $0.0236. Forward yield 2.59% Expects to declare monthly dividends payment and record dates

Snap On (SNA) declares $0.95/share quarterly dividend, 15.9% increase from prior dividend of $0.82. Forward yield 2.35% Payable Dec. 10; for shareholders of record Nov. 20; ex-div Nov. 19.

Air Lease (AL) declares $0.13/share quarterly dividend, 30% increase from prior dividend of $0.10. Forward yield 1.3% Payable Jan. 9; for shareholders of record Dec. 13; ex-div Dec. 12.

United Community Banks (UCBI) declares $0.16/share quarterly dividend, 6.7% increase from prior dividend of $0.15. Forward yield 2.51% Payable Jan. 7; for shareholders of record Dec. 15; ex-div Dec. 13.

Nelnet (NNI) declares $0.18/share quarterly dividend, 12.5% increase from prior dividend of $0.16. Forward yield 1.29% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

D. R. Horton (DHI) declares $0.15/share quarterly dividend, 20% increase from prior dividend of $0.125. Forward yield 1.6% Payable Dec. 10; for shareholders of record Nov. 26; ex-div Nov. 23.

Schweitzer-Mauduit (SWM) declares $0.44/share quarterly dividend, 2.3% increase from prior dividend of $0.43. Forward yield 5.35% Payable Dec. 21; for shareholders of record Nov. 30; ex-div Nov. 29.

Sun Life Financial (SLF) declares C$0.50/share quarterly dividend, 5.3% increase from prior dividend of C$0.475. Forward yield 4.05% Payable Dec. 31; for shareholders of record Nov. 28; ex-div Nov. 27.

Eagle Capital Growth Fund (GRF) declares $0.53/share annual dividend, 3.9% increase from prior dividend of $0.51. Forward yield 7.18% Payable Dec. 28; for shareholders of record Nov. 23; ex-div Nov. 22.

Atmos Energy (ATO) declares $0.525/share quarterly dividend, 8.2% increase from prior dividend of $0.485. Forward yield 2.17% Payable Dec. 10; for shareholders of record Nov. 26; ex-div Nov. 23.

Evergy (EVRG) declares $0.475/share quarterly dividend, 3.3% increase from prior dividend of $0.46. Forward yield 3.32% Payable Dec. 20; for shareholders of record Nov. 29; ex-div Nov. 28.

Aaron's (AAN) declares $0.035/share quarterly dividend, 16.7% increase from prior dividend of $0.03. Forward yield 0.27% Payable Jan. 7; for shareholders of record Dec. 20; ex-div Dec. 19.

NBH Holdings (NBHC) declares $0.17/share quarterly dividend, 21.4% increase from prior dividend of $0.14. Forward yield 1.95% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

Delek US (DK) declares$0.26/share quarterly dividend, 4% increase from prior dividend of $0.25. Forward yield 2.63% Payable Dec. 4; for shareholders of record Nov. 20; ex-div Nov. 19.

Fidelity D&D Bancorp (FDBC) declares $0.26/share quarterly dividend, 8.3% increase from prior dividend of $0.24. Forward yield 1.69% Payable Dec. 10; for shareholders of record Nov. 20; ex-div Nov. 19.

Office Centre Corp (OCCI) had declared $0.167/share quarterly dividend, 47.8% increase from prior dividend of $0.113. Payable Nov. 30; for shareholders of record Nov. 12; ex-div Nov. 8.

SB Financial Group (SBFG) had declared $0.085/share quarterly dividend, 6.3% increase from prior dividend of $0.08. Payable Nov. 23; for shareholders of record Nov. 9; ex-div Nov. 8.

Huntington Ingalls (HII) declares $0.86/share quarterly dividend, 19.4% increase from prior dividend of $0.72. Forward yield 1.51% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

Sinclair Broadcast (SBGI) declares $0.20/share quarterly dividend, 11.1% increase from prior dividend of $0.18. Forward yield 2.62% Payable Dec. 17; for shareholders of record Nov. 30; ex-div Nov. 29.

ECA Marcellus Trust I (ECT) declares $0.078/share quarterly dividend, 21.9% increase from prior dividend of $0.06. Forward yield 17.73% Payable Nov. 30; for shareholders of record Nov. 21; ex-div Nov. 20.

Great Ajax (AJX) declares $0.32/share quarterly dividend, 6.7% increase from prior dividend of $0.30. Forward yield 9.64% Payable Nov. 30; for shareholders of record Nov. 16; ex-div Nov. 15.

Innospec (IOSP) declares $0.45/share semi-annual dividend, 2.3% increase from prior dividend of $0.44. Forward yield 1.32% Payable Nov. 29; for shareholders of record Nov. 19; ex-div Nov. 16.

Turning Point Brands (TPB) declares $0.045/share quarterly dividend, 12.5% increase from prior dividend of $0.04. Forward yield 0.43% Payable Jan. 11; for shareholders of record Dec. 21; ex-div Dec. 20.

Leggett & Platt (LEG) declares $0.38/share quarterly dividend, 5.6% increase from prior dividend of $0.36. Forward yield 4.04% Payable Jan. 15; for shareholders of record Dec. 14; ex-div Dec. 13.

Core-Mark Holding (CORE) declares $0.11/share quarterly dividend, 10% increase from prior dividend of $0.10. Forward yield 1.16% Payable Dec. 14; for shareholders of record Nov. 20; ex-div Nov. 19.

Automatic Data Processing (ADP) declares $0.79/share quarterly dividend, 14.5% increase from prior dividend of $0.69. Forward yield 2.23% Payable Jan. 1; for shareholders of record Dec. 14; ex-div Dec. 13.

Clearway Energy (CWEN) declares $0.331/share quarterly dividend, 3.4% increase from prior dividend of $0.32. Forward yield 6.72% Payable Dec. 17; for shareholders of record Dec. 3; ex-div Nov. 30.

Boise Cascade (BCC) declares $0.09/share quarterly dividend, 28.6% increase from prior dividend of $0.07. Forward yield 1.12% Payable Dec. 17; for shareholders of record Dec. 3; ex-div Nov. 30.

AmerisourceBergen (ABC) declares $0.40/share quarterly dividend, 5.3% increase from prior dividend of $0.38. Forward yield 1.81% Payable Dec. 3; for shareholders of record Nov. 19; ex-div Nov. 16.

j2 Global (JCOM) declares $0.435/share quarterly dividend, 2.4% increase from prior dividend of $0.425. Forward yield 2.51% Payable Dec. 5; for shareholders of record Nov. 19; ex-div Nov. 16.

Nutrien (NTR) declares $0.43/share quarterly dividend, 7.5% increase from prior dividend of $0.40. Forward yield 3.17% Payable Jan. 17; for shareholders of record Dec. 31; ex-div Dec. 28.

Atlantica Yield (AY) declares $0.36/share quarterly dividend, 5.9% increase from prior dividend of $0.34. Forward yield 7.56% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

Inter Parfums (IPAR) declares $0.275/share quarterly dividend, 31% increase from prior dividend of $0.21. Forward yield 1.81% Payable Jan. 15; for shareholders of record Dec. 31; ex-div Dec. 28.

Black Hills (BKH) declares $0.505/share quarterly dividend, 6.3% increase from prior dividend of $0.475. Forward yield 3.27% Payable Dec. 1; for shareholders of record Nov. 19; ex-div Nov. 16.

Shore Bancshares (SHBI) declares $0.09/share quarterly dividend, 12.5% increase from prior dividend of $0.08. Forward yield 2.17% Payable Nov. 30; for shareholders of record Nov. 16; ex-div Nov. 15.

Phibro Animal (PAHC) declares $0.12/share quarterly dividend, 20% increase from prior dividend of $0.10. Forward yield 1.13% Payable Dec. 19; for shareholders of record Nov. 28; ex-div Nov. 27.

EMC Insurance (EMCI) declares $0.23/share quarterly dividend, 4.5% increase from prior dividend of $0.22. Forward yield 3.81% Payable Nov. 22; for shareholders of record Nov. 15; ex-div Nov. 14.

Golar LNG (GLNG) declares $0.15/share quarterly dividend, 20% increase from prior dividend of $0.125. Forward yield 2.12% Payable Jan. 3; for shareholders of record Dec. 14; ex-div Dec. 13.
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Week Ending 3 November 2018

11/3/2018

3 Comments

 
AbbVie (ABBV) declared a quarterly cash dividend of $0.96 per share. The cash dividend is payable Nov. 15, 2018 to stockholders of record at the close of business on Oct. 15, 2018.

Taitron Components Incorporated (TAIT) declares $0.03/share quarterly dividend, 20% increase from prior dividend of $0.025. Forward yield 7.32% Payable Nov. 30; for shareholders of record Nov. 15; ex-div Nov. 14.

Arbor Realty Trust (ABR) declares $0.27/share quarterly dividend, 8% increase from prior dividend of $0.25. Forward yield 9.08% Payable Nov. 30; for shareholders of record Nov. 15; ex-div Nov. 14.

Ladder Capital (LADR) declares $0.34/share quarterly dividend, 4.6% increase from prior dividend of $0.325. Forward yield 8.14%. The company declared additional year-end stock dividend of $0.23/share, payable along with the quarterly dividend. Payable Jan. 24; for shareholders of record Dec. 10; ex-div Dec. 7.

Preferred Apartment Communities (APTS) declares $0.26/share quarterly dividend, 2% increase from prior dividend of $0.255. Forward yield 6.28% Payable Jan. 15; for shareholders of record Dec. 14; ex-div Dec. 13.

Manulife Financial (MFC) declares $0.25/share quarterly dividend, 13.6% increase from prior dividend of $0.22. Forward yield 6.29% Payable Dec. 19; for shareholders of record Nov. 20; ex-div Nov. 19.

Community Healthcare (CHCT) declares $0.405/share quarterly dividend, 0.6% increase from prior dividend of $0.4025. Forward yield 5.47% Payable Nov. 30; for shareholders of record Nov. 16; ex-div Nov. 15.

Lincoln National (LNC) declares $0.37/share quarterly dividend, 12.1% increase from prior dividend of $0.33. Forward yield 2.42% Payable Feb. 1; for shareholders of record Jan. 10; ex-div Jan. 9.

Gaming and Leisure Properties (GLPI) declares $0.68/share quarterly dividend, 7.9% increase from prior dividend of $0.63. Forward yield 8.22% Payable Dec. 28; for shareholders of record Dec. 14; ex-div Dec. 13.

Vectren (VVC) declares $0.48/share quarterly dividend, 6.7% increase from prior dividend of $0.45. Forward yield 2.68% Payable Dec. 3; for shareholders of record Nov. 15; ex-div Nov. 14.

Spectra Energy Partners (SEP) declares $0.77625/share quarterly dividend, 1.6% increase from prior dividend of $0.76375. Forward yield 8.83% Payable Nov. 29; for shareholders of record Nov. 21; ex-div Nov. 20.

AllianceBernstein (AB) had declared $0.69/share quarterly dividend, 11.3% increase from prior dividend of $0.62. Payable Nov. 15; for shareholders of record Nov. 5; ex-div Nov. 2.

Oaktree Capital Group (OAK) had declared $0.70/share quarterly dividend 27.3% increase from prior dividend of $0.55. Payable Nov. 13; for shareholders of record Nov. 5; ex-div Nov. 2.

Rockwell Automation (ROK) declares $0.97/share quarterly dividend, 5.4% increase from prior dividend of $0.92. Forward yield 2.27% Payable Dec. 10; for shareholders of record Nov. 12; ex-div Nov. 8.

Cogent Communications (CCOI) declares C$0.56/share quarterly dividend, 3.7% increase from prior dividend of C$0.54. Forward yield 3.29% Payable Nov. 30; for shareholders of record Nov. 16; ex-div Nov. 15.

CRA International (CRAI) declares $0.20/share quarterly dividend, 17.6% increase from prior dividend of $0.17. Forward yield 1.9% Payable Dec. 21; for shareholders of record Nov. 27; ex-div Nov. 26.

Aircastle (AYR) declares $0.30/share quarterly dividend, 7.1% increase from prior dividend of $0.28. Forward yield 6.18% Payable Dec. 14; for shareholders of record Nov. 30; ex-div Nov. 29.

Oshkosh (OSK) declares $0.27/share quarterly dividend, 12.5% increase from prior dividend of $0.24. Forward yield 1.92% Payable Dec. 3; for shareholders of record Nov. 19; ex-div Nov. 16.

Churchill Downs (CHDN) declares $1.63/share annual dividend, 7.2% increase from prior dividend of $1.52. Forward yield 0.65% Payable Jan. 4; for shareholders of record Dec. 7; ex-div Dec. 6.

FNCB Bancorp (FNCB) declares $0.05/share quarterly dividend, 25% increase from prior dividend of $0.04. Forward yield 2.11% Payable Dec. 17; for shareholders of record Dec. 3; ex-div Nov. 30.

Westlake Chemical (WLKP) declares $0.4207/share quarterly dividend, 2.9% increase from prior dividend of $0.4088. Forward yield 7.27% Payable Nov. 26; for shareholders of record Nov. 9; ex-div Nov. 8.

Enviva Partners (EVA) declares $0.635/share quarterly dividend, 0.8% increase from prior dividend of $0.63. Forward yield 8.46% Payable Nov. 29; for shareholders of record Nov. 15; ex-div Nov. 14.

​Kennedy-Wilson Holdings (KW) declares $0.21/share quarterly dividend, 11% increase from prior dividend of $0.19. Forward yield 4.39% Payable Jan. 3; for shareholders of record Dec. 28; ex-div Dec. 27.

Pinnacle West Capital (PNW) had declared $0.738/share quarterly dividend, 6.2% increase from prior dividend of $0.695. Payable Dec. 3; for shareholders of record Nov. 1; ex-div Oct. 31.

Versum Materials (VSM) declares $0.08/share quarterly dividend, 33.3% increase from prior dividend of $0.06. Forward yield 1.04% Payable Nov. 27; for shareholders of record Nov. 13; ex-div Nov. 9.

Apollo Global Management (APO) declares $0.46/share quarterly dividend, 7% increase from prior dividend of $0.43. Forward yield 6.15% Payable Nov. 30; for shareholders of record Nov. 20; ex-div Nov. 19.

Shenandoah (SHEN) declares $0.27/share annual dividend, 3.8% increase from prior dividend of $0.26. Forward yield 0.74% Payable Nov. 30; for shareholders of record Nov. 12; ex-div Nov. 8.

CDW (CDW) declares $0.295/share quarterly dividend, 40.5% increase from prior dividend of $0.21. Forward yield 1.47% Payable Dec. 10; for shareholders of record Nov. 26; ex-div Nov. 23.

New Media (NEWM) declares $0.38/share quarterly dividend, 2.7% increase from prior dividend of $0.37. Forward yield 9.72% Payable Nov. 20; for shareholders of record Nov. 12; ex-div Nov. 8.

Estee Lauder (EL) declares $0.43/share quarterly dividend, 13.2% increase from prior dividend of $0.38. Forward yield 1.31% Payable Dec. 17; for shareholders of record Nov. 30; ex-div Nov. 29.

PBF Logistics (PBFX) declares $0.50/share quarterly dividend, 1% increase from prior dividend of $0.495. Forward yield 9.73% Payable Nov. 30; for shareholders of record Nov. 15; ex-div Nov. 14.

American Assets Trust (AAT) declares $0.28/share quarterly dividend,3.7% increase from prior dividend of $0.27. Forward yield 2.93% Payable Dec. 27; for shareholders of record Dec. 13; ex-div Dec. 12.

Weis Markets (WMK) declares $0.31/share quarterly dividend, 3.3% increase from prior dividend of $0.30. Forward yield 2.6% Payable Nov. 26; for shareholders of record Nov. 9; ex-div Nov. 8.

Oasis Midstream Partners LP (OMP) declares $0.43/share quarterly dividend, 4.9% increase from prior dividend of $0.41. Forward yield 8.04% Payable Nov. 27; for shareholders of record Nov. 9; ex-div Nov. 8.

BJ's Restaurants (BJRI) declares $0.12/share quarterly dividend, 9.1% increase from prior dividend of $0.11. Forward yield 0.77% Payable Nov. 26; for shareholders of record Nov. 12; ex-div Nov. 8.

Yum China (YUMC) declares $0.12/share quarterly dividend, 20% increase from prior dividend of $0.10. Forward yield 1.51% Payable Dec. 18; for shareholders of record Nov. 27; ex-div Nov. 26.

Hennessy Advisors (HNNA) declares $0.11/share quarterly dividend, 10% increase from prior dividend of $0.10. Forward yield 3.58% Payable Dec. 5; for shareholders of record Nov. 13; ex-div Nov. 9.

FPB Financial  (FPBF) declares $0.09/share quarterly dividend, 20% increase from prior dividend of $0.075. Forward yield 1.6% Payable Dec. 26; for shareholders of record Dec. 10; ex-div Dec. 7.

Recordati (RCDTF) declares EUR$0.45/share semi-annual divdiend, 4.7% increase from prior dividend of EUR 0.43. Forward yield 2.74% Payable Nov. 21; for shareholders of record Nov. 20; ex-div Nov. 19.

Cintas (CTAS) declares $2.05/share annual dividend, 26.5% increase from prior dividend of $1.62. Forward yield 1.19% Payable Dec. 7; for shareholders of record Nov. 9; ex-div Nov. 8.

Cedar Fair (FUN) declares $0.925/share quarterly dividend, 3.9% increase from prior dividend of $0.89. Forward yield 7.21% Payable Dec. 17; for shareholders of record Dec. 4; ex-div Dec. 3.

NexPoint Residential Trust (NXRT) declares $0.275/share quarterly dividend, 10% increase from prior dividend of $0.25. Forward yield 3.14% Payable Dec. 31; for shareholders of record Dec. 17; ex-div Dec. 14.

Brixmor Property (BRX) declares $0.28/share quarterly dividend, 1.8% increase from prior dividend of $0.275. Forward yield 7.18% Payable Jan. 15; for shareholders of record Jan. 4; ex-div Jan. 3.

Cognex (CGNX) declares $0.05/share quarterly dividend, 11.1% increase from prior dividend of $0.045. Forward yield 0.51% Payable Nov. 30; for shareholders of record Nov. 16; ex-div Nov. 15.

Waste Connections (WCN) declares $0.16/share quarterly dividend, 14.3% increase from prior dividend of $0.14. Forward yield 0.88% Payable Nov. 27; for shareholders of record Nov. 13; ex-div Nov. 9.

Newtek Business (NEWT) declares $0.50/share quarterly dividend, 4.2% increase from prior dividend of $0.48. Forward yield 11.07% Payable Dec. 28; for shareholders of record Dec. 18; ex-div Dec. 17.

Mercury General (MCY) declares $0.6275/share quarterly dividend, 0.4% increase from prior dividend of $0.6250. Forward yield 4.96% Payable Dec. 27; for shareholders of record Dec. 13; ex-div Dec. 12.

PB Bancorp (PBBI) declares $0.07/share quarterly dividend, 16.7% increase from prior dividend of $0.06. Payable Nov. 14; for shareholders of record Oct. 31; ex-div Oct. 30.

Macatawa Bank (MCBC) declares $0.07/share quarterly dividend, 16.7% increase from prior dividend of $0.06. Forward yield 2.57% Payable Nov. 28; for shareholders of record Nov. 13; ex-div Nov. 9.

Black Stone Minerals (BSM) declares $0.37/share quarterly dividend, 9.6% increase from prior dividend of $0.34. Forward yield 8.9% Payable Nov. 21; for shareholders of record Nov. 14; ex-div Nov. 13.

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    I am an Individual Investor with specific interest in long term growth and then enhancing my returns with income from dividends and derivatives. I don't recommend stocks to anyone (it's a good way to lose friends) and no one reading this should misinterpret my blog as a recommendation for any type of investment. I am writing this solely for myself and my kids.

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    Why reviewing these weekly dividend increases is Important for your financial freedom and security.

    A company that's increasing its dividend is the best and most tangible signal that the board of directors and management have confidence in the future cash flows of the company.

    For a dividend growth investor this could be the very place to find that future perfect stock.
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    DISCLAIMER
     I am not a licensed investment adviser, and I am not providing investment advise for you on this site. Please consult with an investment professional before you invest your money. Any opinion expressed here should not be treated as investment advice. I am not liable for any losses suffered by any party because of data or information published on this blog. Past performance is not a guarantee of future performance. Unless your investments are FDIC insured, they may decline in value.
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